Promoting good health and holistically protecting overall well-being

Good health is essential for a fulfilling and fulfilling life. According to the World Health Organization (WHO), health is ‘a state of complete physical, mental and social well-being and not merely the absence of disease or infirmity’.

Prioritizing health and wellness has far-reaching positive effects that extend beyond individual lives. Investing in health not only benefits individuals, but also has significant economic benefits. In a report, McKinsey & Company states that improving global healthcare could increase global gross domestic product (GDP) by $12 trillion by 2040.

Retchel Go, an international practitioner of alternative medicine and director of Cocolife, said maintaining good health and preventing disease requires a holistic approach.

“Regular exercise strengthens the body, improves cardiovascular health and improves mood. Balanced nutrition, such as quality water, fruits, vegetables, carbohydrates, proteins, sugar, etc., supplemented with functional nutritional supplements, provides essential nutrients for body functions and supports overall well-being,” said Mr. Go. “Adequate sleep provides adequate rest and rejuvenation, which is essential for cognitive function and immune health. Effective stress management techniques, such as mindfulness or relaxation exercises, mitigate the harmful effects of chronic stress on physical and mental health.”

Mr. Go also stressed the importance of avoiding harmful habits such as smoking and excessive alcohol consumption, as these practices protect against various diseases and ensure longevity and vitality.

One of the fundamental elements that the director of Cocolife emphasizes is health consciousness. He advocates widespread information campaigns and interactive discussions focused on health and well-being.

“By empowering individuals with knowledge and resources, we can create a culture of proactive health management and significantly reduce the burden of preventable diseases,” said Mr Go.

Furthermore, regular health examinations and check-ups showed that these assessments are important to identify potential health problems before they become serious, allowing for timely interventions.

He added: “As I often emphasize, individuals are their own physicians, entrusted with the freedom to prioritize their well-being. Through regular screenings and preventative health care, individuals can make informed decisions about their lifestyle and health, promoting longevity and vitality.”

Likewise, health insurance plays a critical role in disease prevention and wellness promotion, said Edward Robin Gonzales, Chief Agency Officer at Cocolife.

“Through various health insurance products on the market, people are being made aware of the benefits it can provide,” Mr. Gonzales explains.

Additionally, health insurance plans often include provisions for preventive care services. These services can range from routine health screenings to vaccinations and wellness programs.

“Products are designed to protect a person’s health and prevent the root causes of disease,” the Cocolife director claimed.

One of the major challenges people face in accessing healthcare is the rising cost of medical services, including doctor’s fees, hospitalizations and medications. Additionally, according to Mr. Gonzales, misconceptions about health insurance often prevent individuals from exploring preventive care options. Many believe that insurance plans are rigid, expensive, and cover only a limited number of conditions.

Cocolife recognizes this barrier and addresses it by continuously developing affordable health insurance products. Specifically, the Cocolife ARUGA plan combats these misconceptions by offering customizable options to suit different budgets.

The Cocolife ARUGA plan is a life and health insurance plan specifically designed to protect individuals and families from the uncertainties of health problems. The plan offers more comprehensive health coverage compared to traditional insurance plans. It goes beyond the usual lists of specific diseases by providing results-oriented coverage for a wide range of health conditions. This means that individuals can have peace of mind knowing that they are protected against a variety of health issues, providing comprehensive coverage that goes beyond expectations.

“For as little as P147 per day, ARUGA can provide medical insurance benefits up to P1,000,000 for major health problems such as confinement in an intensive care unit (ICU), advanced cognitive impairment, permanent need for a wheelchair, permanent loss of use of two limbs: vision , hearing and speech. It also provides coverage up to P200,000 upon diagnosis of early-stage critical illness,” he explained.

In addition, the insurance plan is the guaranteed cash benefit, which is equal to 100% of the face amount of the plan in case of life impact, major loss or specific disease conditions.

In the event of the death of the policyholder, Cocolife ARUGA provides a death benefit that provides life insurance protection equal to the face amount of the plan, ensuring the financial security of the beneficiaries during unforeseen circumstances, reducing the burden on loved ones in difficult times are alleviated.

The ARUGA plan also offers a ‘premium return’, where the policyholder receives 100% of the total basic premiums paid if they survive the policy, as long as no major health benefit has been paid.

Mr. Gonzales emphasized the importance of consulting with a financial advisor to tailor insurance products based on specific needs and affordability. By engaging the expertise of financial advisors, individuals can gain clarity on product features and understand how they can benefit from them.

“I strongly encourage individuals to consult a financial advisor so that customers can make good decisions on which products to purchase, based on needs and affordability. They can walk customers through the product features and show how customers can benefit from them,” said Mr. Gonzales.

Cocolife, the largest Philippine-owned life insurance company and the first ISO-certified Philippine insurance company, has a rich history of offering comprehensive insurance products and services to the people.

“With our enhanced product development efforts, we have [have been aiming] to launch more products and services that address the changing consumer landscape and needs,” said Cocolife President and CEO Atty. Jose Martin A. Loon.

Protect and improve your health with Cocolife ARUGA. Read more about this plan by visiting https://www.cocolife.com/products/individual-insurance/.

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